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WebCiti Flex Plan is a new optional feature that allows you to make a purchase or take a loan against your card's credit limit and pay it off over a set number of monthly payments. You choose whether or not to take advantage of this new feature. The pages following this letter describe changes to your Card Agreement, including a new APR for this ... WebSep 23, 2024 · You can borrow as little as $500, but the maximum loan amount will be based on your credit limit, creditworthiness and other factors. Repayment terms range from one … WebMonthly service fee: checking or checking and linked savings account 22. $10. $12. $25. Ways to avoid monthly service fee: checking or checking and linked savings account. … is madam secretary democrat or republican